We Buy Houses in Foreclosure
We understand this is one of the most stressful situations a homeowner can face. You don’t need judgment, you need solutions. We’re a local Texas company that has helped San Antonio families stop foreclosure and move forward with their lives.
Contact Texas All Cash today to get immediate help and guidance.
How To Stop Foreclosure In San Antonio
Have you missed over 60 days of mortgage payments? Is the bank threatening to foreclose? Are you tired of your creditors’ harassing phone calls, but you don’t know what to do? Texas All Cash has solutions that can possibly help save your credit, avoid foreclosure entirely, or help you sell your house and maybe even walk away with cash at close.
We are San Antonio’s trusted and reliable direct cash home buyer. In addition to helping homeowners navigate the pre-foreclosure process, we make fair cash offers for houses in any condition, and we can close on a timeline that is as fast or as slow as you need. Even if your bank is calling you every day, threatening to sell your house at auction, we can help. Talk with us to get experienced guidance on navigating the foreclosure process, or let us make you a fair cash offer for your property today.
Understanding Texas Foreclosure Law
Texas is a non-judicial foreclosure state, which means lenders can foreclose without going to court. This makes the Texas foreclosure process significantly faster than in many other states — and it’s one reason San Antonio homeowners in financial distress need to act quickly.
Here’s how the Texas foreclosure timeline typically works:
Missed Payments: After you miss one or more mortgage payments, your lender will begin sending notices and attempting contact. Most lenders in Texas are required to give you at least 20 days’ notice before formally accelerating your loan.
Notice of Default & Acceleration: If you haven’t caught up on payments or arranged a workout plan, your lender will send a formal Notice of Default and acceleration letter. This is the official start of the pre-foreclosure period. You typically have 20 days to cure the default.
Notice of Foreclosure Sale: If the default isn’t cured, the lender files a notice of foreclosure sale with the Bexar County Clerk’s office and posts it at the courthouse. Texas law requires this notice be posted at least 21 days before the foreclosure auction date.
Foreclosure Auction: In Texas, foreclosure auctions are held on the first Tuesday of each month at the county courthouse. In San Antonio, this takes place at the Bexar County Courthouse on Dolorosa Street. Once the auction happens, your options are severely limited.
The important takeaway is this: from the time you receive a Notice of Foreclosure Sale, you may have as little as 21 days. That’s not enough time to list with an agent, hold showings, negotiate a contract, and close escrow. A cash buyer like Texas All Cash is often the only viable way to sell fast enough to beat the auction date.
Talk with real people who have helped others avoid foreclosure.
We can help avoid foreclosure and the hassles of listing your house with our Cash Offer Program., Ultimately, we are here to help you find solutions and are happy to talk you through the pre-foreclosure process and what you need to do next.
Behind on your mortgage? We’ll deal with the bank.
Selling your house can be stressful enough! We’re experienced homebuyers and can work with your lender to forestall foreclosure and ensure that you don’t have to deal with them again after the house is purchased.
Get a fair cash offer, close and get your life back.
For homeowners facing foreclosure, time is not on their side. But with our Cash Offer Program, we close much sooner than the traditional listing timeline and put foreclosure worries to bed.
We can guide you through every step of our straightforward selling process.
Need To Stop Foreclosure Now?
If you’re in pre-foreclosure and want to learn how to stop foreclosure asap, the best thing you can do right now is to educate yourself on your options. We’ve created free online guides to help homeowners just like you find out your options on getting out of the sticky situation you’re in right now.
Remember, you aren’t the first person to go through a foreclosure…and won’t be the last. So don’t feel ashamed. It happens.
For some people, selling your home is the best and quickest option (we’ll make a fair all-cash offer on your house today, just let us know about your situation here). Beyond a cash offer, we’ve been able to help STOP FORECLOSURE completely through education and helping homeowners understand the resources available to them.
If you are a homeowner and are trying to find a way to avoid foreclosure and save your credit, Texas All Cash has a solution. We have provided solutions to countless others facing foreclosure and would love to talk through your options with you. Best of all, when we buy your house directly from you, we buy it as-is. You walk away without having to do a single repair or upgrade. It’s that easy and convenient. area homeowners that are already struggling with a high interest rate and months of missed mortgage payments can’t afford the time and cost of selling their home through a traditional real estate agent. That’s where our easy selling process can help.